{"id":143610,"date":"2026-07-17T14:36:27","date_gmt":"2026-07-17T13:36:27","guid":{"rendered":"https:\/\/news.ramtechglobal.com\/?p=143610"},"modified":"2026-10-08T09:34:52","modified_gmt":"2026-10-08T08:34:52","slug":"the-system-impairment-gap-the-blind-spot-underwriting-still-cannot-see","status":"publish","type":"post","link":"https:\/\/news.ramtechglobal.com\/da\/the-system-impairment-gap-the-blind-spot-underwriting-still-cannot-see\/","title":{"rendered":"Systemets sv\u00e6kkelsesgap: Blindspot-forsikringen kan stadig ikke se noget"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><div data-parent=\"true\" class=\"vc_row has-bg need-focus style-color-199620-bg row-container\" id=\"row-unique-0\"><div class=\"row-background background-element\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-inner\" style=\"background-image: url(https:\/\/news.ramtechglobal.com\/wp-content\/uploads\/marine_fire_002.webp);background-repeat: no-repeat;background-position: center center;background-attachment: scroll;background-size: cover;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"block-bg-overlay style-color-jevc-bg\" style=\"opacity: 0.4;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div><div class=\"row exa-top-padding exa-bottom-padding single-h-padding limit-width row-parent\" data-height-ratio=\"50\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-middle pos-left align_left column_parent col-lg-12 single-internal-gutter\"><div class=\"uncol style-spec style-dark animate_when_almost_visible alpha-anim\"  data-speed=\"600\"><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"vc_row row-internal row-container\"><div class=\"row row-child\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-top pos-center align_left column_child col-lg-12 half-internal-gutter\"><div class=\"uncol style-spec style-dark\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h6 class=\"h6 text-accent-color text-uppercase\" ><span>NYHEDER<\/span><\/h6><\/div><div class=\"clear\"><\/div><\/div><div class=\"empty-space empty-double desktop-hidden\" ><span class=\"empty-space-inner\"><\/span><\/div>\n<div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h1 class=\"fontsize-150430 font-weight-700\" ><span>Systemforringelseskl\u00f8ften<\/span><\/h1><\/div><div class=\"clear\"><\/div><\/div><div class=\"empty-space empty-double desktop-hidden\" ><span class=\"empty-space-inner\"><\/span><\/div>\n<div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h2 class=\"fontsize-167381 font-weight-500\" ><span>Blind spot underwriting kan stadig ikke se det<\/span><\/h2><\/div><div class=\"clear\"><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-0\" data-row=\"script-row-unique-0\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-0\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row has-bg need-focus style-color-199620-bg row-container\" id=\"row-unique-1\"><div class=\"row limit-width row-parent\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter\"><div class=\"uncol style-spec style-dark\"  ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h4 class=\"fontsize-778167 font-weight-400\" ><span><a href=\"\/da\/\">Hjem<\/a> <span style=\"color: #e74011;\">|<\/span> <a href=\"\/da\/news-updates\/\">Nyheder og opdateringer<\/a><\/span><\/h4><\/div><div class=\"clear\"><\/div><\/div><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-1\" data-row=\"script-row-unique-1\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-1\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row inverted-device-order row-container\" id=\"row-unique-2\"><div class=\"row col-double-gutter triple-top-padding no-bottom-padding single-h-padding limit-width row-parent\" data-height-ratio=\"full\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-top pos-center align_left column_parent col-lg-9 half-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"vc_row vc_custom_1701168877925 row-internal row-container\" style=\"padding-bottom: 50px ;\"><div class=\"row row-child\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-top pos-center align_left column_child col-lg-12 single-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h3 class=\"fontsize-858154 fontheight-191058 font-weight-500\" ><span>Marineforsikringsselskaber forts\u00e6tter med at registrere betydelige tab som f\u00f8lge af brande p\u00e5 skibsv\u00e6rfter, mens vedligeholdelse, reparation og drift (MRO)-h\u00e6ndelser med h\u00f8j grad af alvorlighed afsl\u00f8rer svagheder, n\u00e5r skibenes permanente branddetekteringssystemer er offline. Aron Wadhia, chef for forretningsudvikling hos Ramtech, h\u00e6vder, at skibsv\u00e6rfternes sikkerheds- og forsikringspraksis b\u00f8r tage disse transiente eksponeringsperioder bedre i betragtning.<\/span><\/h3><\/div><div class=\"clear\"><\/div><\/div><div class=\"uncode_text_column\" ><p>Med brand og eksplosioner som \u00e5rsager <a href=\"https:\/\/www.maritimeindustries.org\/application\/files\/6817\/8349\/9420\/26_07_Allianz_commercial-safety-shipping-review-2026_.pdf\" target=\"_blank\" rel=\"noopener\">16%<\/a> Af det samlede antal skibe, der er g\u00e5et tabt i l\u00f8bet af det seneste \u00e5rti, er brand fortsat den n\u00e6stst\u00f8rste \u00e5rsag til det samlede antal skibstab globalt. Marineforsikringsselskaber forts\u00e6tter med at p\u00e5tage sig betydelige omkostninger. I samme periode er 109 skibe g\u00e5et tabt p\u00e5 grund af brand, mens der alene i 2024 blev registreret 250 brandulykker \u2013 en stigning p\u00e5 20% \u00e5r p\u00e5 hinanden og det h\u00f8jeste antal i et \u00e5rti. P\u00e5 trods af disse tal er skibsv\u00e6rfter fortsat en overset kilde til risiko, selvom tabsprocenten i marineforsikring fortsat er h\u00f8j med 70 til 80 procent, hvilket efterlader begr\u00e6nset margen for st\u00f8rre skader som f\u00f8lge af brand.<\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vc_row vc_custom_1701168888924 row-internal row-container\" style=\"padding-top: 50px ;padding-bottom: 50px ;\"><div class=\"row row-child\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-top pos-center align_left column_child col-lg-6 single-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"uncode_text_column\" ><p>I midten af dette problem ligger et strukturelt blindpunkt, der fortsat eksisterer i den globale maritime MRO- og nybyggeriindustri: systemfejlgapet. Dette er det kritiske tidspunkt, hvor fart\u00f8jers permanente branddetekterings- og brandslukningssystemer er offline under opf\u00f8relse, reparation eller vedligeholdelse, mens h\u00f8jrisikofyre forts\u00e6tter. I praksis skaber dette en midlertidig, men ekstrem \u00f8gning af eksponeringen, som ikke konsekvent registreres af forsikringsm\u00e6ssige modeller eller compliancedokumenter.<\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-top pos-center align_left column_child col-lg-6 single-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"uncode_text_column\" ><p>Nylige h\u00e6ndelser p\u00e5 skibsv\u00e6rfter over hele verden understreger alvoren i denne situation. For eksempel en brand p\u00e5 <a href=\"https:\/\/indianexpress.com\/article\/india\/2-dead-5-injured-after-explosion-at-private-shipyard-in-goa-10313266\/\" target=\"_blank\" rel=\"noopener\">Vijay Marine Shipyard<\/a> I Goa i oktober 2025 resulterede fire d\u00f8dsulykker under skibsbygningen, da de permanente brandbeskyttelsessystemer ikke var fuldt funktionsdygtige. Desuden f\u00f8rte skibsbygningsbrandene under vedligeholdelsesoperationer p\u00e5 <a href=\"https:\/\/www.imarinenews.com\/28616.html\" target=\"_blank\" rel=\"noopener\">ASL Marine\u2019s v\u00e6rft i Batam<\/a> Det f\u00f8rte til 13 d\u00f8dsfald og 18 personskader, hvilket markerer det andet store brand p\u00e5 stedet inden for fem m\u00e5neder. Senest kr\u00e6vede en h\u00e6ndelse p\u00e5 May Ship Repair p\u00e5 Staten Island i maj 2026 mere end 200 n\u00f8dkontrollanter, hvilket resulterede i \u00e9n d\u00f8dsulykke og over 30 personskader, herunder brandm\u00e6nd.<\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vc_row vc_custom_1780663708195 row-internal row-container\" style=\"padding-top: 50px ;padding-bottom: 50px ;\"><div class=\"row col-double-gutter row-child\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-top pos-center align_left column_child col-lg-6 single-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding    parallax-el\" data-rellax-percentage=\"0.5\" data-rellax-speed=\"2\"><div class=\"uncont\" ><div class=\"uncode-single-media  text-left\"><div class=\"single-wrapper\" style=\"max-width: 100%;\"><div class=\"tmb tmb-light  img-round img-round-xl tmb-media-first tmb-media-last tmb-content-overlay tmb-no-bg\"><div class=\"t-inside\"><div class=\"t-entry-visual\"><div class=\"t-entry-visual-tc\"><div class=\"uncode-single-media-wrapper img-round img-round-xl\"><img decoding=\"async\" class=\"wp-image-143625\" src=\"https:\/\/news.ramtechglobal.com\/wp-content\/uploads\/marine_fire_003.webp\" width=\"1800\" height=\"1200\" alt=\"Black smoke and orange flames rising from the deck of a large grey vessel under repair in a shipyard, with workers in hi-vis vests and a crane basket overhead\" srcset=\"https:\/\/news.ramtechglobal.com\/wp-content\/uploads\/marine_fire_003.webp 1800w, https:\/\/news.ramtechglobal.com\/wp-content\/uploads\/marine_fire_003-768x512.webp 768w, https:\/\/news.ramtechglobal.com\/wp-content\/uploads\/marine_fire_003-1536x1024.webp 1536w, https:\/\/news.ramtechglobal.com\/wp-content\/uploads\/marine_fire_003-18x12.webp 18w, https:\/\/news.ramtechglobal.com\/wp-content\/uploads\/marine_fire_003-350x233.webp 350w\" sizes=\"(max-width: 1800px) 100vw, 1800px\" \/><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-top pos-center align_left column_child col-lg-6 single-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h3 class=\"fontsize-858154 font-weight-600 text-accent-color\" ><span>JH143-begr\u00e6nsningen og den operationelle realitets volatilitet<\/span><\/h3><\/div><div class=\"clear\"><\/div><\/div><div class=\"uncode_text_column\" ><p>JH143, et standardiseret rammev\u00e6rk til risikovurdering af skibsv\u00e6rfter, der anvendes i s\u00f8farts- og forsikringssektoren, opstod som reaktion p\u00e5 betydelige historiske tab i begyndelsen af 2000-tallet og forbliver et vigtigt referencepunkt for skibsv\u00e6rfternes risikostyring i dag.<\/p>\n<p>Den giver en struktureret tilgang til vurdering af brandbeskyttelse, beredskabsindsats og operationelle procedurer. Dens centrale begr\u00e6nsning ligger imidlertid i dens statiske karakter. P\u00e5 den anden side er v\u00e6rftsmilj\u00f8er ikke statiske.<\/p>\n<p>B\u00e5de i forbindelse med nybyggeri og vedligeholdelse af eksisterende anl\u00e6g svinger risikoen afh\u00e6ngigt af fasen, entrepren\u00f8rens aktiviteter og systemets tilg\u00e6ngelighed. De farligste perioder er ofte korte, overgangsartikler og rutinem\u00e6ssige operationer, is\u00e6r under varmt arbejde og de kritiske timer, der f\u00f8lger efter.<\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vc_row vc_custom_1780659343971 row-internal row-container\" style=\"padding-top: 50px ;padding-bottom: 50px ;\"><div class=\"row col-double-gutter row-child\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-top pos-center align_left column_child col-lg-12 single-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"uncode_text_column\" ><p>Bevismaterialet viser konsekvent, at de mest alvorlige h\u00e6ndelser ofte opst\u00e5r uden for selve den aktive varmearbejdning, under fasen efter arbejdet, hvor afh\u00e6ngigheden af vagt over for brand og tr\u00e6thed hos den menneskelige overv\u00e5gning er st\u00f8rst.<\/p>\n<p>Det er netop dette aspekt, hvor traditionelle rammer som JH143 giver begr\u00e6nset synlighed, selvom eksponeringen er p\u00e5 sit h\u00f8jeste. Konsekvensen er klar. Snapshot-revisioner og periodiske inspektioner kan ikke p\u00e5 tilstr\u00e6kkelig vis repr\u00e6sentere svingende skadesmuligheder. For forsikringsselskaber skaber dette en strukturel informationsmangel p\u00e5 det pr\u00e6cise punkt, hvor risikoen med st\u00f8rst sandsynlighed vil udvikle sig til tab.<\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vc_row style-color-lxmt-bg row-internal row-container\"><div class=\"row row-child\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-top pos-center align_left column_child col-lg-12 single-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell double-block-padding    parallax-el\" data-rellax-percentage=\"0.5\" data-rellax-speed=\"1\"><div class=\"uncont\" ><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h3 class=\"fontsize-910587 font-weight-700\" ><span>Risiko er ikke l\u00e6ngere en fast tilstand, der dokumenteres ved inspektion, men en dynamisk situation, der udvikler sig minut for minut i v\u00e6rftets milj\u00f8.<\/span><\/h3><\/div><div class=\"clear\"><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vc_row vc_custom_1780663708195 row-internal row-container\" style=\"padding-top: 50px ;padding-bottom: 50px ;\"><div class=\"row col-double-gutter row-child\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-top pos-center align_left column_child col-lg-6 single-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h3 class=\"fontsize-858154 font-weight-600 text-accent-color\" ><span>Fra passiv forsikringsvirksomhed til aktiv forsikringsvirksomhed gennem kontinuerlig overv\u00e5gning<\/span><\/h3><\/div><div class=\"clear\"><\/div><\/div><div class=\"uncode_text_column\" ><p>Som f\u00f8lge heraf begynder et stigende antal forsikringsselskaber og inspekt\u00f8rer at erkende, at l\u00f8sningen ikke blot handler om strengere procedureregler, men om en bedre synlighed under nedskrivningsperioder. Dette skaber interesse for metoder, der kan underst\u00f8tte tilsyn i komplekse v\u00e6rftsmilj\u00f8er, is\u00e6r hvor eksponeringen skifter mellem projektfaserne.<\/p>\n<p>I stedet for at kun v\u00e6re afh\u00e6ngige af statisk infrastruktur eller menneskelig vagt, er disse kontrolforanstaltninger, herunder midlertidige branddetektionssystemer, midlertidige brandalarmsystemer og evakueringsoverv\u00e5gnings- eller n\u00f8dsignaleringssystemer, designet til at supplere eksisterende beskyttelse ved at forbedre d\u00e6kningen i forhold til de skiftende forhold p\u00e5 stedet.<\/p>\n<p>De kan deployeres og flyttes i overensstemmelse med de aktive arbejdsomr\u00e5der og fungerer uafh\u00e6ngigt af fart\u00f8jets permanente brandbeskyttelsessystemer. P\u00e5 den m\u00e5de bidrager de til at afhj\u00e6lpe det synlighedsm\u00e6ssige problem, der opst\u00e5r under systemnedlukning og genopstart, hvor udsynet typisk er p\u00e5 sit h\u00f8jeste, men hvor tilsynet er mest begr\u00e6nset.<\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-top pos-center align_left column_child col-lg-6 single-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding    parallax-el\" data-rellax-percentage=\"0.5\" data-rellax-speed=\"2\"><div class=\"uncont\" ><div class=\"uncode-single-media  text-left\"><div class=\"single-wrapper\" style=\"max-width: 100%;\"><div class=\"tmb tmb-light  img-round img-round-xl tmb-media-first tmb-media-last tmb-content-overlay tmb-no-bg\"><div class=\"t-inside\"><div class=\"t-entry-visual\"><div class=\"t-entry-visual-tc\"><div class=\"uncode-single-media-wrapper img-round img-round-xl\"><img decoding=\"async\" class=\"wp-image-143623\" src=\"https:\/\/news.ramtechglobal.com\/wp-content\/uploads\/marine_fire_001.webp\" width=\"1800\" height=\"1200\" alt=\"Fire and black smoke billowing from the deck machinery of a white and teal vessel in a shipyard, with workers in hard hats watching from the dockside\" srcset=\"https:\/\/news.ramtechglobal.com\/wp-content\/uploads\/marine_fire_001.webp 1800w, https:\/\/news.ramtechglobal.com\/wp-content\/uploads\/marine_fire_001-768x512.webp 768w, https:\/\/news.ramtechglobal.com\/wp-content\/uploads\/marine_fire_001-1536x1024.webp 1536w, https:\/\/news.ramtechglobal.com\/wp-content\/uploads\/marine_fire_001-18x12.webp 18w, https:\/\/news.ramtechglobal.com\/wp-content\/uploads\/marine_fire_001-350x233.webp 350w\" sizes=\"(max-width: 1800px) 100vw, 1800px\" \/><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vc_row vc_custom_1780659343971 row-internal row-container\" style=\"padding-top: 50px ;padding-bottom: 50px ;\"><div class=\"row col-double-gutter row-child\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-top pos-center align_left column_child col-lg-12 single-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"uncode_text_column\" ><p>P\u00e5 et skibsv\u00e6rft har jeg set situationer, hvor varmt arbejde, der involverer svejsning og metalbearbejdning, angiveligt blev udf\u00f8rt om bord p\u00e5 et skib uden den relevante tilladelse. Under operationen skar arbejdere igennem skroget, hvorved materialer p\u00e5 den modsatte side blev ant\u00e6ndt og en brand blev udl\u00f8st. Et midlertidigt detektionssystem blev aktiveret og muliggjorde en reaktion, hvilket forhindrede en eskalering og potentielt betydelige skader p\u00e5 skibet.<\/p>\n<p>Set fra et underwriting-perspektiv str\u00e6kker betydningen sig ud over det at opdage risiko til at forst\u00e5 risikoen under afskrivningsperioderne. Vedvarende overv\u00e5gning giver mulighed for bedre synlighed i de mest udsatte faser af processen. Over tid underst\u00f8tter dette mere responsive underwriting-tilgange, hvor risikoen vurderes ikke kun p\u00e5 tidspunktet for oprettelse af forsikringen, men p\u00e5 en mere konsekvent m\u00e5de gennem hele de risikofremmende operationelle cyklusser.<\/p>\n<p>Dette er i t\u00e6t overensstemmelse med den retning, mange forsikringsselskaber allerede bev\u00e6ger sig i, hvor adf\u00e6rdsm\u00e6ssige indikatorer, m\u00f8nstre for systembrug og operationelle data i stigende grad informerer om risikoevaluering og prisfasts\u00e6ttelse. N\u00e5r data fra implementeringer i milj\u00f8er som skibsv\u00e6rfter bliver mere tilg\u00e6ngelige, kan tidligere mindre synlige eksponeringer blive omdannet til mere m\u00e5lbare og brugbare indsigter.<\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vc_row style-color-lxmt-bg row-internal row-container\"><div class=\"row row-child\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-top pos-center align_left column_child col-lg-12 single-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell double-block-padding    parallax-el\" data-rellax-percentage=\"0.5\" data-rellax-speed=\"1\"><div class=\"uncont\" ><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h3 class=\"fontsize-858154 font-weight-600 text-accent-color\" ><span>Fjerne kl\u00f8ften mellem overholdelse og virkelighed<\/span><\/h3><\/div><div class=\"clear\"><\/div><\/div><div class=\"uncode_text_column\" ><p>Den centrale udfordring for marine forsikringsselskaber er ikke manglen p\u00e5 regulering eller vejledning. Det er mismatchet mellem compliance-rammer og den operative virkelighed i perioder med kort varighed og store konsekvenser i forbindelse med skadeerkl\u00e6ringer. Mens tabaktiviteter i maritime MRO-milj\u00f8er fortsat tiltr\u00e6kker opm\u00e6rksomhed, er branchen ved at n\u00e5 et punkt, hvor statisk forsikring ikke l\u00e6ngere er tilstr\u00e6kkeligt. For at lukke hullet i systemets forsikringsv\u00e6rdier kr\u00e6ver det en \u00e6ndring til en kontinuerlig overv\u00e5gning, hvor midlertidige, men kritiske risifikoner overv\u00e5ges aktivt i stedet for at blive vurderet retrospektivt.<\/p>\n<p>For assurand\u00f8rer repr\u00e6senterer dette en \u00e6ndring i tankegangen i lighed med teknologien. Risiko er ikke l\u00e6ngere en fast tilstand, der dokumenteres ved inspektioner, men en dynamisk situation, der udvikler sig minut for minut i v\u00e6rftets milj\u00f8. Midlertidige branddetekterings- og n\u00f8dmeddelelsessystemer kan spille en afg\u00f8rende rolle i denne \u00e6ndring ved at tilbyde kontinuerlig overv\u00e5gning og varslinger under svigtperioder, hvilket hj\u00e6lper med at udfylde kl\u00f8ften mellem forventninger om overholdelse og den faktiske situation i drift.<\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-top pos-center align_left column_parent col-lg-3 half-internal-gutter\"><div class=\"uncol style-light sticky-element sticky-sidebar\"  ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"vc_row vc_custom_1701173622940 row-internal row-container\" style=\"margin-bottom: 40px ;\"><div class=\"row row-child\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-top pos-center align_left column_child col-lg-12 half-internal-gutter\"><div class=\"uncol style-spec style-dark\" ><div class=\"uncoltable\"><div class=\"uncell single-block-padding style-accent-bg  unradius-xl\" ><div class=\"uncont\" ><div class=\"vc_row row-internal row-container\"><div class=\"row unequal col-one-gutter double-top-padding double-bottom-padding no-h-padding row-child\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter\"><div class=\"uncol style-spec style-dark\"  ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h4 class=\"h4\" ><span>S\u00f8g:<\/span><\/h4><\/div><div class=\"clear\"><\/div><\/div><div class=\"uncode_text_column\" ><p>S\u00f8g p\u00e5 hjemmesiden efter mere relevant indhold.<\/p>\n<\/div><div class=\"vc_wp_search wpb_content_element\"  data-id=\"1\"><div class=\"widget widget_search\"><form action=\"https:\/\/news.ramtechglobal.com\/da\/\" method=\"get\" data-trp-original-action=\"https:\/\/news.ramtechglobal.com\/da\/\">\n\t<div class=\"search-container-inner\">\n\t\t<label for=\"s_form_1\" aria-label=\"S\u00f8g\"><input type=\"search\" class=\"search-field form-fluid no-livesearch\" placeholder=\"Search\u2026\" value=\"\" name=\"s\" id=\"s_form_1\">\n\t\t<i class=\"fa fa-search3\" role=\"button\" tabindex=\"0\" aria-labelledby=\"s_form_1\"><\/i><\/label>\n\n\t\t\t<\/div>\n<input type=\"hidden\" name=\"trp-form-language\" value=\"da\"\/><\/form>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vc_row vc_custom_1701173629905 row-internal row-container\" style=\"margin-top: 40px ;\"><div class=\"row row-child\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-top pos-center align_left column_child col-lg-12 half-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell single-block-padding style-color-lxmt-bg  unradius-xl\" ><div class=\"uncont\" ><div class=\"vc_row row-internal row-container\"><div class=\"row unequal col-one-gutter row-child\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h4 class=\"h4\" ><span>Del:<\/span><\/h4><\/div><div class=\"clear\"><\/div><\/div><div class=\"uncode_text_column\" ><p><span style=\"color: #e74011;\">Liker du dette indhold?<\/span> Hvorfor ikke dele det p\u00e5 dine sociale netv\u00e6rk eller sende det til en anden person?.<\/p>\n<\/div><div class=\"uncode-wrapper uncode-share\" ><div class=\"share-button share-buttons share-inline share-bigger\" data-url=\"\"><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vc_row vc_custom_1701173629905 row-internal row-container\" style=\"margin-top: 40px ;\"><div class=\"row row-child\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-top pos-center align_left column_child col-lg-12 half-internal-gutter\"><div class=\"uncol style-light\" ><div class=\"uncoltable\"><div class=\"uncell single-block-padding style-color-lxmt-bg  unradius-xl\" ><div class=\"uncont\" ><div class=\"vc_row row-internal row-container\"><div class=\"row unequal col-one-gutter double-top-padding double-bottom-padding no-h-padding row-child\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h4 class=\"fontsize-101683\" ><span>Kategorier:<\/span><\/h4><\/div><div class=\"clear\"><\/div><\/div><div class=\"vc_wp_tagcloud wpb_content_element\"  data-id=\"2\"><div class=\"widget widget_tag_cloud\"><div class=\"tagcloud\"><a href=\"https:\/\/news.ramtechglobal.com\/da\/category\/industry-news\/\" class=\"tag-cloud-link tag-link-101 tag-link-position-1\" style=\"font-size: 22pt;\" aria-label=\"Industry News (47 elementer)\">Industri nyheder<\/a>\n<a href=\"https:\/\/news.ramtechglobal.com\/da\/category\/knowledge\/\" class=\"tag-cloud-link tag-link-372 tag-link-position-2\" style=\"font-size: 8pt;\" aria-label=\"Knowledge (1 element)\">Kendskab<\/a>\n<a href=\"https:\/\/news.ramtechglobal.com\/da\/category\/partner-news\/\" class=\"tag-cloud-link tag-link-151 tag-link-position-3\" style=\"font-size: 9.8260869565217pt;\" aria-label=\"Partner News (2 elementer)\">Partnernyheder<\/a>\n<a href=\"https:\/\/news.ramtechglobal.com\/da\/category\/press-release\/\" class=\"tag-cloud-link tag-link-120 tag-link-position-4\" style=\"font-size: 11.04347826087pt;\" aria-label=\"Press Release (3 elementer)\">Pressemeddelelse<\/a>\n<a href=\"https:\/\/news.ramtechglobal.com\/da\/category\/ramtech\/\" class=\"tag-cloud-link tag-link-97 tag-link-position-5\" style=\"font-size: 19.159420289855pt;\" aria-label=\"Ramtech (24 elementer)\">Ramtech<\/a>\n<a href=\"https:\/\/news.ramtechglobal.com\/da\/category\/ramtech-news\/\" class=\"tag-cloud-link tag-link-122 tag-link-position-6\" style=\"font-size: 20.782608695652pt;\" aria-label=\"Ramtech News (35 elementer)\">Ramtech News<\/a>\n<a href=\"https:\/\/news.ramtechglobal.com\/da\/category\/ramtech\/react\/\" class=\"tag-cloud-link tag-link-99 tag-link-position-7\" style=\"font-size: 17.739130434783pt;\" aria-label=\"REACT (17 elementer)\">REACT<\/a>\n<a href=\"https:\/\/news.ramtechglobal.com\/da\/category\/uncategorised\/\" class=\"tag-cloud-link tag-link-1 tag-link-position-8\" style=\"font-size: 8pt;\" aria-label=\"Uncategorised (1 element)\">Ikke kategoriseret<\/a>\n<a href=\"https:\/\/news.ramtechglobal.com\/da\/category\/ramtech\/wes\/\" class=\"tag-cloud-link tag-link-98 tag-link-position-9\" style=\"font-size: 18.144927536232pt;\" aria-label=\"WES (19 elementer)\">WES<\/a>\n<a href=\"https:\/\/news.ramtechglobal.com\/da\/category\/white-paper\/\" class=\"tag-cloud-link tag-link-121 tag-link-position-10\" style=\"font-size: 9.8260869565217pt;\" aria-label=\"White Paper (2 elementer)\">Hvidbog<\/a><\/div>\n<\/div><\/div><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h4 class=\"fontsize-101683\" ><span>Tags:<\/span><\/h4><\/div><div class=\"clear\"><\/div><\/div><div class=\"vc_wp_tagcloud wpb_content_element\"  data-id=\"3\"><div class=\"widget widget_tag_cloud\"><div class=\"tagcloud\"><a href=\"https:\/\/news.ramtechglobal.com\/da\/tag\/awards\/\" class=\"tag-cloud-link tag-link-205 tag-link-position-1\" style=\"font-size: 8pt;\" aria-label=\"Awards (2 elementer)\">Priser<\/a>\n<a href=\"https:\/\/news.ramtechglobal.com\/da\/tag\/charity\/\" class=\"tag-cloud-link tag-link-177 tag-link-position-2\" style=\"font-size: 8pt;\" aria-label=\"Charity (2 elementer)\">Almen velg\u00f8renhed<\/a>\n<a href=\"https:\/\/news.ramtechglobal.com\/da\/tag\/construction\/\" class=\"tag-cloud-link tag-link-129 tag-link-position-3\" style=\"font-size: 9.1586206896552pt;\" aria-label=\"Construction (3 elementer)\">Byggeri<\/a>\n<a href=\"https:\/\/news.ramtechglobal.com\/da\/tag\/construction-fire-safety\/\" class=\"tag-cloud-link tag-link-383 tag-link-position-4\" style=\"font-size: 10.124137931034pt;\" aria-label=\"Construction fire safety (4 elementer)\">Bygningsbrandsikkerhed<\/a>\n<a href=\"https:\/\/news.ramtechglobal.com\/da\/tag\/construction-safety\/\" class=\"tag-cloud-link tag-link-438 tag-link-position-5\" style=\"font-size: 9.1586206896552pt;\" aria-label=\"Construction Safety (3 elementer)\">Bygningssikkerhed<\/a>\n<a href=\"https:\/\/news.ramtechglobal.com\/da\/tag\/construction-site-safety\/\" class=\"tag-cloud-link tag-link-395 tag-link-position-6\" style=\"font-size: 9.1586206896552pt;\" aria-label=\"Construction Site Safety (3 elementer)\">Sikkerhed p\u00e5 byggepladser<\/a>\n<a href=\"https:\/\/news.ramtechglobal.com\/da\/tag\/erp-regulations\/\" class=\"tag-cloud-link tag-link-437 tag-link-position-7\" style=\"font-size: 8pt;\" aria-label=\"ERP Regulations (2 elementer)\">ERP-regler<\/a>\n<a href=\"https:\/\/news.ramtechglobal.com\/da\/tag\/fire-alarm-systems\/\" class=\"tag-cloud-link tag-link-311 tag-link-position-8\" style=\"font-size: 8pt;\" aria-label=\"Fire Alarm Systems (2 elementer)\">Brandsikringssystemer<\/a>\n<a href=\"https:\/\/news.ramtechglobal.com\/da\/tag\/fire-detection\/\" class=\"tag-cloud-link tag-link-488 tag-link-position-9\" style=\"font-size: 8pt;\" aria-label=\"Fire detection (2 elementer)\">Branddetektion<\/a>\n<a href=\"https:\/\/news.ramtechglobal.com\/da\/tag\/fire-prevention\/\" class=\"tag-cloud-link tag-link-403 tag-link-position-10\" style=\"font-size: 8pt;\" aria-label=\"Fire Prevention (2 elementer)\">Brandsikring<\/a>\n<a href=\"https:\/\/news.ramtechglobal.com\/da\/tag\/fire-protection\/\" class=\"tag-cloud-link tag-link-456 tag-link-position-11\" style=\"font-size: 9.1586206896552pt;\" aria-label=\"fire protection (3 elementer)\">brandbeskyttelse<\/a>\n<a href=\"https:\/\/news.ramtechglobal.com\/da\/tag\/fire-risk-assessment\/\" class=\"tag-cloud-link tag-link-401 tag-link-position-12\" style=\"font-size: 9.1586206896552pt;\" aria-label=\"Fire Risk Assessment (3 elementer)\">Brandrisikoanalyse<\/a>\n<a href=\"https:\/\/news.ramtechglobal.com\/da\/tag\/fire-safety\/\" class=\"tag-cloud-link tag-link-285 tag-link-position-13\" style=\"font-size: 22pt;\" aria-label=\"Fire Safety (85 elementer)\">Brandsikkerhed<\/a>\n<a href=\"https:\/\/news.ramtechglobal.com\/da\/tag\/fire-watch\/\" class=\"tag-cloud-link tag-link-385 tag-link-position-14\" style=\"font-size: 10.896551724138pt;\" aria-label=\"Fire watch (5 elementer)\">Brandvagt<\/a>\n<a href=\"https:\/\/news.ramtechglobal.com\/da\/tag\/holiday-parks\/\" class=\"tag-cloud-link tag-link-289 tag-link-position-15\" style=\"font-size: 12.537931034483pt;\" aria-label=\"Holiday parks (8 elementer)\">Ferieparker<\/a>\n<a href=\"https:\/\/news.ramtechglobal.com\/da\/tag\/hot-works\/\" class=\"tag-cloud-link tag-link-213 tag-link-position-16\" style=\"font-size: 8pt;\" aria-label=\"hot works (2 elementer)\">hot works<\/a>\n<a href=\"https:\/\/news.ramtechglobal.com\/da\/tag\/jh143\/\" class=\"tag-cloud-link tag-link-480 tag-link-position-17\" style=\"font-size: 8pt;\" aria-label=\"JH143 (2 elementer)\">JH143<\/a>\n<a href=\"https:\/\/news.ramtechglobal.com\/da\/tag\/lone-working\/\" class=\"tag-cloud-link tag-link-345 tag-link-position-18\" style=\"font-size: 8pt;\" aria-label=\"Lone working (2 elementer)\">Alen arbejde<\/a>\n<a href=\"https:\/\/news.ramtechglobal.com\/da\/tag\/marine-fire-safety\/\" class=\"tag-cloud-link tag-link-388 tag-link-position-19\" style=\"font-size: 9.1586206896552pt;\" aria-label=\"Marine fire safety (3 elementer)\">Marine brandsikkerhed<\/a>\n<a href=\"https:\/\/news.ramtechglobal.com\/da\/tag\/marine-industry\/\" class=\"tag-cloud-link tag-link-377 tag-link-position-20\" style=\"font-size: 8pt;\" aria-label=\"marine industry (2 elementer)\">Marineindustrien<\/a>\n<a href=\"https:\/\/news.ramtechglobal.com\/da\/tag\/nfpa-241\/\" class=\"tag-cloud-link tag-link-444 tag-link-position-21\" style=\"font-size: 9.1586206896552pt;\" aria-label=\"NFPA 241 (3 elementer)\">NFPA 241<\/a>\n<a href=\"https:\/\/news.ramtechglobal.com\/da\/tag\/patient-safety\/\" class=\"tag-cloud-link tag-link-440 tag-link-position-22\" style=\"font-size: 8pt;\" aria-label=\"Patient Safety (2 elementer)\">Pasientsikring<\/a>\n<a href=\"https:\/\/news.ramtechglobal.com\/da\/tag\/ramtech\/\" class=\"tag-cloud-link tag-link-281 tag-link-position-23\" style=\"font-size: 15.531034482759pt;\" aria-label=\"Ramtech (17 elementer)\">Ramtech<\/a>\n<a href=\"https:\/\/news.ramtechglobal.com\/da\/tag\/react\/\" class=\"tag-cloud-link tag-link-183 tag-link-position-24\" style=\"font-size: 14.08275862069pt;\" aria-label=\"REACT (12 elementer)\">REACT<\/a>\n<a href=\"https:\/\/news.ramtechglobal.com\/da\/tag\/refurbishment\/\" class=\"tag-cloud-link tag-link-126 tag-link-position-25\" style=\"font-size: 9.1586206896552pt;\" aria-label=\"Refurbishment (3 elementer)\">Renovering<\/a>\n<a href=\"https:\/\/news.ramtechglobal.com\/da\/tag\/renovation\/\" class=\"tag-cloud-link tag-link-127 tag-link-position-26\" style=\"font-size: 8pt;\" aria-label=\"Renovation (2 elementer)\">Renovering<\/a>\n<a href=\"https:\/\/news.ramtechglobal.com\/da\/tag\/saudi-arabia\/\" class=\"tag-cloud-link tag-link-335 tag-link-position-27\" style=\"font-size: 8pt;\" aria-label=\"Saudi Arabia (2 elementer)\">Saudi-Arabien<\/a>\n<a href=\"https:\/\/news.ramtechglobal.com\/da\/tag\/scaffolding\/\" class=\"tag-cloud-link tag-link-340 tag-link-position-28\" style=\"font-size: 8pt;\" aria-label=\"scaffolding (2 elementer)\">St\u00f8ttestolper<\/a>\n<a href=\"https:\/\/news.ramtechglobal.com\/da\/tag\/shipbuilding\/\" class=\"tag-cloud-link tag-link-125 tag-link-position-29\" style=\"font-size: 9.1586206896552pt;\" aria-label=\"Shipbuilding (3 elementer)\">Skibsbygning<\/a>\n<a href=\"https:\/\/news.ramtechglobal.com\/da\/tag\/ship-repair\/\" class=\"tag-cloud-link tag-link-466 tag-link-position-30\" style=\"font-size: 9.1586206896552pt;\" aria-label=\"ship repair (3 elementer)\">skibsreparation<\/a>\n<a href=\"https:\/\/news.ramtechglobal.com\/da\/tag\/shipyard-fire\/\" class=\"tag-cloud-link tag-link-373 tag-link-position-31\" style=\"font-size: 8pt;\" aria-label=\"shipyard fire (2 elementer)\">Fiskerihaverbrand<\/a>\n<a href=\"https:\/\/news.ramtechglobal.com\/da\/tag\/shipyard-fire-safety\/\" class=\"tag-cloud-link tag-link-496 tag-link-position-32\" style=\"font-size: 8pt;\" aria-label=\"shipyard fire safety (2 elementer)\">F\u00e6rgev\u00e6rfts brandsikkerhed<\/a>\n<a href=\"https:\/\/news.ramtechglobal.com\/da\/tag\/site-safety\/\" class=\"tag-cloud-link tag-link-493 tag-link-position-33\" style=\"font-size: 8pt;\" aria-label=\"Site safety (2 elementer)\">Sikkerhed p\u00e5 webstedet<\/a>\n<a href=\"https:\/\/news.ramtechglobal.com\/da\/tag\/sustainable-energy\/\" class=\"tag-cloud-link tag-link-327 tag-link-position-34\" style=\"font-size: 8pt;\" aria-label=\"Sustainable energy (2 elementer)\">B\u00e6redygtig energi<\/a>\n<a href=\"https:\/\/news.ramtechglobal.com\/da\/tag\/temporary-fire-alarm\/\" class=\"tag-cloud-link tag-link-489 tag-link-position-35\" style=\"font-size: 8pt;\" aria-label=\"Temporary fire alarm (2 elementer)\">Midlertidig brandalarm<\/a>\n<a href=\"https:\/\/news.ramtechglobal.com\/da\/tag\/temporary-fire-alarm-systems\/\" class=\"tag-cloud-link tag-link-305 tag-link-position-36\" style=\"font-size: 8pt;\" aria-label=\"Temporary Fire Alarm Systems (2 elementer)\">Midlertidige brandalarmsystemer<\/a>\n<a href=\"https:\/\/news.ramtechglobal.com\/da\/tag\/temporary-fire-detection\/\" class=\"tag-cloud-link tag-link-435 tag-link-position-37\" style=\"font-size: 10.896551724138pt;\" aria-label=\"Temporary Fire Detection (5 elementer)\">Midlertidig branddetektion<\/a>\n<a href=\"https:\/\/news.ramtechglobal.com\/da\/tag\/temporary-fire-protection\/\" class=\"tag-cloud-link tag-link-469 tag-link-position-38\" style=\"font-size: 8pt;\" aria-label=\"temporary fire protection (2 elementer)\">Midlertidig brandbeskyttelse<\/a>\n<a href=\"https:\/\/news.ramtechglobal.com\/da\/tag\/water-damage\/\" class=\"tag-cloud-link tag-link-316 tag-link-position-39\" style=\"font-size: 8pt;\" aria-label=\"Water Damage (2 elementer)\">Vandskade<\/a>\n<a href=\"https:\/\/news.ramtechglobal.com\/da\/tag\/wes\/\" class=\"tag-cloud-link tag-link-296 tag-link-position-40\" style=\"font-size: 13.793103448276pt;\" aria-label=\"WES (11 elementer)\">WES<\/a>\n<a href=\"https:\/\/news.ramtechglobal.com\/da\/tag\/wes3\/\" class=\"tag-cloud-link tag-link-154 tag-link-position-41\" style=\"font-size: 11.572413793103pt;\" aria-label=\"WES3 (6 elementer)\">WES3<\/a>\n<a href=\"https:\/\/news.ramtechglobal.com\/da\/tag\/wireless-fire-alarm\/\" class=\"tag-cloud-link tag-link-141 tag-link-position-42\" style=\"font-size: 11.572413793103pt;\" aria-label=\"Wireless Fire Alarm (6 elementer)\">Tr\u00e5dl\u00f8s brandalarm<\/a>\n<a href=\"https:\/\/news.ramtechglobal.com\/da\/tag\/wireless-fire-alarms\/\" class=\"tag-cloud-link tag-link-436 tag-link-position-43\" style=\"font-size: 9.1586206896552pt;\" aria-label=\"Wireless Fire Alarms (3 elementer)\">Tr\u00e5dl\u00f8se brandalarmer<\/a>\n<a href=\"https:\/\/news.ramtechglobal.com\/da\/tag\/wireless-fire-detection\/\" class=\"tag-cloud-link tag-link-462 tag-link-position-44\" style=\"font-size: 10.124137931034pt;\" aria-label=\"wireless fire detection (4 elementer)\">Tr\u00e5dl\u00f8s branddetektering<\/a>\n<a href=\"https:\/\/news.ramtechglobal.com\/da\/tag\/wireless-technology\/\" class=\"tag-cloud-link tag-link-282 tag-link-position-45\" style=\"font-size: 21.324137931034pt;\" aria-label=\"Wireless technology (72 elementer)\">Tr\u00e5dl\u00f8s teknologi<\/a><\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-2\" data-row=\"script-row-unique-2\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-2\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row row-container\" id=\"row-unique-3\"><div class=\"row limit-width row-parent\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-3\" data-row=\"script-row-unique-3\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-3\"));<\/script><\/div><\/div><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Aron Wadhia of Ramtech examines the system impairment gap: the high-risk window when a vessel&#8217;s permanent fire detection and suppression systems are offline during construction, repair or maintenance. With fire remaining a leading cause of total vessel loss, he argues that static frameworks such as JH143 cannot capture these transient exposures, and that continuous monitoring through temporary fire detection and emergency notification systems is key to closing the gap between compliance and operational reality for marine insurers.<\/p>","protected":false},"author":2,"featured_media":143624,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[101],"tags":[500,501,385,213,480,495,497,498,281,496,502,494,435,499],"class_list":["post-143610","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-industry-news","tag-emergency-notification-systems","tag-fire-risk-management","tag-fire-watch","tag-hot-works","tag-jh143","tag-marine-insurance","tag-marine-underwriting","tag-mro","tag-ramtech","tag-shipyard-fire-safety","tag-shipyard-risk-assessment","tag-system-impairment-gap","tag-temporary-fire-detection","tag-vessel-fire-loss"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.6 (Yoast SEO v28.6) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>The System Impairment Gap: Underwriting&#039;s Fire Blind Spot<\/title>\n<meta name=\"description\" content=\"Shipyard fires expose a marine underwriting blind spot: the impairment gap when vessels&#039; fire detection systems are offline during hot works.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/news.ramtechglobal.com\/da\/the-system-impairment-gap-the-blind-spot-underwriting-still-cannot-see\/\" \/>\n<meta property=\"og:locale\" content=\"da_DK\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The Shipyard Fire Risk Underwriting Still Can&#039;t See\" \/>\n<meta property=\"og:description\" content=\"Fire remains the second largest cause of total vessel loss. Aron Wadhia of Ramtech on the impairment gap exposing marine insurers to claims.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/news.ramtechglobal.com\/da\/the-system-impairment-gap-the-blind-spot-underwriting-still-cannot-see\/\" \/>\n<meta property=\"og:site_name\" content=\"Ramtech Global News\" \/>\n<meta property=\"article:published_time\" content=\"2026-07-17T13:36:27+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-10-08T08:34:52+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/news.ramtechglobal.com\/wp-content\/uploads\/marine_fire_002.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1800\" \/>\n\t<meta property=\"og:image:height\" content=\"1200\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Anthony Phillips\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"The Shipyard Fire Risk Underwriting Still Can&#039;t See\" \/>\n<meta name=\"twitter:description\" content=\"Fire remains the second largest cause of total vessel loss. 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